Ridesharing with Uber has transformed transportation. By simply using the Uber app, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Accidents can happen, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.

Frequent Injuries from Uber Rides

An Uber accident can cause many different types of injuries, especially during collisions or accidents. Among the most common injuries are:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may uber accident claims settlement lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.